YITH Dynamic Pricing per Payment Method prices the payment choice: surcharges for methods that cost you (credit card processing fees), discounts for methods that don’t (bank transfer, cash on delivery) — the cost-transparency tool that surcharge-compliant businesses need. Card-network rules permit surcharging under conditions, and many B2B and service businesses pass processing costs through or reward cheaper rails; this plugin applies the adjustments at checkout per method, with percentage or fixed math and tax handling. Against pricing tools in the YITH suite like Dynamic Pricing and Discounts (quantity and cart rules) and the broader WooCommerce family, this plugin owns the payment-dimension of pricing specifically — narrow scope, precise audience.
The 2.5x line maintains steady cadence. For stores passing payment costs through or steering payment choices, it’s the compliance-aware implementation.
Competitive Features
- Per-method surcharges — card fees passed through
- Per-method discounts — cheap rails rewarded
- Percentage or fixed math — adjustment flexibility
- Tax handling — surcharges taxed correctly
- Method-scoped rules — different adjustments per gateway
- Cart display — adjustments itemized before payment
- Exclusion rules — methods exempt where needed
Key Features
- Minimum/maximum surcharge caps — bounded adjustments
- Title customization — fee lines labeled clearly
- Gateway compatibility — works with standard gateways
- Compliance display — transparent fee presentation
- Multisite support — network configuration
- Translation ready — multilingual compatible
- Logs — adjustment history visible
Comparison with Competitors
YITH Payment Method Pricing vs gateway fee plugins
| Aspect | YITH Dynamic Pricing per Payment Method | Generic fee plugins |
|---|---|---|
| Model | Surcharges AND discounts per method | Mostly surcharge-only |
| Tax math | Handled | Varies |
| Method granularity | Per gateway | Often global fee |
| Price model | GPL license | Freemium ladders |
Bottom line: Generic fee plugins add a global surcharge; YITH prices each method differently — surcharge cards, discount transfer — with tax-aware math. Payment-cost steering picks the dedicated tool.
YITH Payment Method Pricing vs flat checkout fees
| Aspect | Per-method pricing | Flat checkout fees |
|---|---|---|
| Fairness | Costs follow method choice | Everyone pays |
| Legal compliance | Surcharging rules respected | Simpler but blunter |
| Customer steering | Yes (discounts work) | No incentive model |
Bottom line: Flat fees annoy customers who’d have paid free methods; per-method pricing is the fair and steering-capable model — the difference between a fee and an incentive system.
Recommended Stack — payment adjustments pair with checkout fields: combine with YITH Checkout Manager so fee-transparent checkouts also collect the right fields.
Official Changelog
Version 2.50.0
Release Date: August 24, 2026
- Feature release: surcharge caps and tax-handling refinements.
Version 2.49.0
Release Date: July 12, 2026
- Maintenance release: WooCommerce compatibility updates.
Version 2.48.0
Release Date: May 15, 2026
- Maintenance release: stability and gateway-compatibility fixes.
Frequently Asked Questions
Is payment surcharging legal?
Varies by jurisdiction and card-network rules — surcharging is permitted in many regions under disclosure conditions (clear display before payment). The plugin supports the transparency requirements; merchants verify their local rules.
Can I discount bank transfer instead of surcharging cards?
Yes — the incentive model (discounts on cheap methods) achieves the same steering without surcharge-compliance complexity, and many stores prefer it for customer sentiment.
How are surcharges taxed?
Tax handling is built in — adjustments follow your tax configuration so fee lines calculate correctly per store setup.
Can different gateways have different fees?
Yes — per-method rules: cards surcharge at 2%, PayPal at 1%, bank transfer discounted 3% — each gateway priced by its actual cost.
Do customers see fees before paying?
Yes — adjustments display in cart/checkout totals before payment selection completes, meeting transparency requirements and avoiding checkout surprises.
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